Does Public Liability Insurance Cover Stolen Tools. Tool insurance can be bought as part of a business insurance package alongside cover like public liability insurance. If your tools are lost, stolen or damaged, tailored tools cover can give you peace of mind that you and your business won’t be left without the equipment you need to get the job done for too long.
If your tools are stolen or damaged, we'll transfer up to £1,500 up front to you, following claim approval. Also called “public liability”, covers you for money you become legally liable to pay from personal injury, or damage to property that happens in connection with your trade. We cover van tool insurance in our policy, which also covers tools left in an unattended vehicle, although you will pay a slightly higher excess if they are stolen.
What does public liability insurance cover?
The rule of thumb is if it's not bolted down to the vehicle, it wouldn't be covered if it's stolen out of your vehicle. What does public liability insurance cover? If that third party decides to launch legal action against you, your public liability insurance policy will provide cover for legal costs, fees and expenses that may result. Use our quick quote indicator below, or give us a call on 0191 519 4000.